Why Choose Us?
We offer Payday Lending 24 hours a day, 7 days a week in Canada
Borrow up to $1,500 anytime.
Need money in the middle of the night? No worries! Apply for a payday loan and get instant access to short-term cash solutions.
Instant decisions- 24/7.
Our fully online system gives you an INSTANT payday decision. No need to wait longer now. 24 hours a day, 7 days a week.
Quick and Easy.
No massive paperwork, No meeting schedules. Our easy-to-use and short online application system is available 24/7, even on weekends. It takes a few minutes to complete.
Fast cash loans.
We use fast and latest technology that helps to approve and pay loans in minutes to anyone—100% online, confidential and easy.
No sticky situations.
Our online payday loans are designed for short 7-45 days terms. It means you don't need to feel tension about getting into sticky situations.
E-Transfer in 5 minutes, 24/7.
Once your payday cash advance loan is approved, we directly fund you by the fastest e-Transfer within 2-5 minutes, regardless of day or time.
Can I get a 24/7 payday loan to cover my expenses?
Whether you need a short-term payday loan to cover emergencies like car repair, medical bills, or utility bills, Payday24/7 is a fast, secure, and trusted option. We offer instant e-transfer loans in Canada that give you urgent funds within minutes.
Whether day or night, we can connect you with hundreds of round-the-clock lenders willing to work with you. Our vast network of Canadian direct lenders ensures you find the best solution to your financial needs.
- No hidden costs or fees.
- High approval rates (98.99%).
- Confidential & secure.
- Loans tailored to you.
- No paperwork & 24/7 open.
How does it work?
Apply today with our 3-steps simple process:
Apply Online
Our entire application process is entirely online. Just fill out our simple and short form with your details, and be ready to get your loan offer.
Get instant decision
After that, our lenders review your loan application. If approved, sign your loan offer electronically and move closer to your funds.
Receive funds
Once you accept your loan offer, funds will be directly deposited in your bank account by e-transfer within 2 or 5 minutes. Our payday loans are fast, hassle-free, and 24/7 available.
FAQs - Frequently asked questions.
Can I get a 24 hour payday loan without leaving the house?
Yes, you can apply for 24 hour payday loans online in Canada. With Payday24/7, you must submit an online application, sign the loan contract, and get cash directly into your bank account via e-Transfer after approval. We are 24 hours and 7 days a week open.
Can a small 24/7 payday loan for less than $100 in Canada be possible?
No, you can apply to borrow through Payday24/7 for as little as $100 and up to $1,500.
How quickly can I get the money from the lender for a 24/7 payday loan?
Once your payday loan is approved, our lender direct deposits the funds into your bank account within 2-5 minutes by e-transfer. The reflection of funds in your account is subject to your banking clearance system.
What are the requirements to get an instant payday loan?
The minimum eligibility criteria to get an online loan with Payday24/7 are mentioned below:
- Be at least 18 years old.
- Be a citizen or permanent resident of Canada.
- Must earn a stable income from employment or government benefits.
- Have a valid and active Canadian bank account with an online transfer or e-transfer facility.
- Have a valid email, mobile phone number, and residence address.
Can I get a payday loan on government benefits?
You can use your government benefits income to qualify for a payday loan in Canada. Usually, payday lenders consider payments from benefits as a valid source of income. You can use your benefits, including ODSP, CPP, CCTB, and EI, to borrow money from payday loans.
Applying won't affect your credit score