How it works?
1. Apply Online
Applying with Payday24/7 is very simple and instant. Please choose the amount you want to borrow, fill out the application with your required details, and submit it. Usually, it finishes in under 2-3 minutes.
2. Get Instant Decision
Our advanced AI base algorithm helps us to quickly match you with a perfect lender that fulfills your requirements. You can usually get an instant loan decision within a few minutes.
3. Funds Straight to Your Account
Once your loan is approved, get your cash into your bank account within 5 minutes via e-Transfer. Timings are subject to your bank clearance.
4. Flexible Repayments
There are two options available for repayment of the loan. Make monthly repayments by allowing the lender to withdraw money from your bank account on the due date, known as pre-authorized debits (PAD), or make the payments online yourself from your account at any time.
Frequently asked questions
How much can I borrow?
Usually, we offer short-term payday loans online ranging from $100 up to $1,500. You can repay your loan in 3-12 monthly installments and even pay early without penalty.
How fast can I have the money?
Once you complete our fast online application, you'll get a quick loan decision within a few minutes. If approved, your loan amount will be deposited into your accounts within 5 minutes* via instant e-transfer.
Am I eligible?
- Be over 18 years old.
- Citizen or permanent resident of Canada.
- Income from regular employment or government benefits.
- Valid Canadian bank account, email, and residence address required.
Applying won't affect your credit score
How it works
Disclaimer: It works smoothly!
Apply Online
Our entire application process is entirely online. Just fill out our simple and short form with your details, and be ready to get your loan offer.
Get instant decision
After that, our lenders review your loan application. If approved, sign your loan offer electronically and move closer to your funds.
Receive funds
Once you accept your loan offer, funds will be directly deposited in your bank account by e-transfer within 2 or 5 minutes. Our payday loans are fast, hassle-free, and 24/7 available.